Compare Insurance For Professionals

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Compare policies and prices from over 20 insurance companies to find the right professional insurance for you.

Do I Need Professionals Insurance?

Whatever the nature of your profession, your colleagues, clients and fellow professionals, probably all expect you to have some form of professionals insurance in place.

In fact, in some situations, potential clients may ask for specific details of your policy and cover before they will seriously consider working with you. They may consider it as being as much a sign of your professionalism as your qualifications and track record.

Hopefully you’ll never have to call upon such insurance, but unfortunately life is not risk-free and problems do arise.

Of course, you may choose to do without professionals cover insurance and basically hope that your luck doesn’t run out.

However, the size of many court awards may be staggeringly high in cases of successful public or product liability claims. Even if you win, you may still be left facing potentially business-threatening legal expenses. Depending upon the nature of your business statute, you may also find that such costs and awards spill over directly into your private and personal life.

Therefore, deciding to do without professionals insurance may not be a decision you’ll wish to take lightly.

Which Insurer?

The insurance industry is no different to other industries with many providers vying for your business. Different insurance providers offer a range of different polices at a broad range of prices, some that are suitable for the professional contractor, some that are not.

Few of us have the time to trawl through websites and make endless telephones calls trying to get the insurance you need, at a price that suits, so any help to find the best insurer for you has got to be ‘good news’.

The Answer!

To give you the choice of the insurance market, without the hassle of dealing with multiple companies, you can now use The Business Octopus - experts in contractor insurance who offer a Professionals Insurance service where you can select your insurance from over 20 of the best insurance providers around and secure a policy with a range of options that will help you cope with financial traumas should they ever arise.

How It Works

Visit The Business Octopus on-line, select your profession and just follow the instructions - it couldn’t be easier. You can then formulate your Professionals Insurance to your own requirements.

You can select, the cover you need at the level that suits your business;

public liability - should someone be injured or suffer property damage on or around your premises where this is attributable to your legal liabilities (eg. falling roof slates)
product liability - this protects you against claims that a product you have used has caused harm to someone

Useful as these forms of professionals insurance are, your risks and exposures don’t stop there. That’s why Professionals Insurance from The Business Octopus is customisable to suit your particular needs and circumstances.

You may choose, for example, to include:

employers’ liability cover for up to 10 employees to a total amount of £10 million (it may be worth noting that in some cases such cover may be a legal requirement of conducting your business)
you can include insurance protection for a working partner
it is possible to include personal accident cover for all employees up to a financial level of your choice
you can also choose to include commercial legal expense cover - something that may be worth thinking seriously about given the legal costs involved in many forms of litigation

Once you have selected your cover, you can then continue by agreeing to the terms and receive a direct quote from up to 20+ different insurers, giving you complete choice of who provides your insurance and what premium you pay.

Once you are happy with your selection, you can continue through and pay on-line either all in one go, or monthly by direct debit.

It couldn’t be easier to get peace of mind with the insurance cover you need, from the insurer and at the price that’s right for you. At any time during the process you can contact us on 0161 968 2041 between 9am and 5.30pm Monday to Friday to help you through the process.

Get Covered Now

The Business Octopus have access to the full insurance marketplace, of over 20 insurers and will do all the running around so you don’t have to. We’ll provide you with a list of the best prices so you can compare them.

Please remember to let the team know if you have a premium you are looking to beat and we’ll do our best to beat it!

For a no obligation quote visit The Business Octopus on-line or call us direct on 0161 968 2041 and let us take care of you.

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